Insurance Planning

Insurance → Reduce, Retain, Avoid or Transfer

Choosing the wrong insurance can be costly and may unnecessarily increase your risk. We believe insurance should be thoughtfully balanced using our four core principles:

  1. Reduce,
  2. Retain,
  3. Avoid, or
  4. Transfer the risk.

Insurance should protect and provide peace of mind without costing a fortune. At Q2 we will help you understand what's right for you and your family. Schedule a meeting and we will plan for the long-term care, the unforeseen medical expenses, or prove you have enough money to cover the costs, either way, we’ll help you understand your options.

Insurance products (examples are not exhaustive):

  • Asset-based long-term care
  • Traditional long-term care
  • Term Life
  • Whole life
  • Indexed Universal Life (IUL)
  • Variable Universal Life (VUL)
  • Multi-year annuity (MYGA)
  • Fixed annuity
  • Fixed indexed annuity

Insurance products are offered through Q2 Wealth Insurance; insurance products are offered from a vast-pool of insurance carriers; Q2 Wealth Insurance and its agents are independent and they are not captive nor required to offer certain insurance products or carriers.